Flexible / Deferred Payment Terms

These terms apply only where an Organizer enables a flexible/deferred payment plan for an event or product. They should be read together with the Customer/User Agreement and the transaction-specific Pre-Contract Information.

1. Provider of the Plan and Gobuyevent's Role

The Organizer determines the total price, down payment, installment amounts, payment dates, number of payments and other commercial terms of the plan. The installment/deferred sale is an arrangement between the Customer and the Organizer.

Gobuyevent is not a party to the credit or deferred-payment arrangement, is not a lender, is not a credit institution and is not a financial institution. Gobuyevent does not underwrite or extend credit, does not guarantee the Customer's payment and does not assume the Customer's debt. Gobuyevent may provide only the technical workflow and supported payment/collection integration.

All risks relating to the Organizer's installment/deferred sale are borne by the Organizer, including non-payment, late payment, default, bad debt, collection, customer disputes, affordability or credit-assessment duties where applicable, regulatory licensing/compliance, tax treatment, refunds and chargebacks.

2. Plan Information

Before accepting the plan, the Customer should be shown the total product price, down payment/first payment, each installment amount, payment dates, any service/transaction fees, automatic-collection method and the disclosed consequences of a failed payment.

3. Automatic Collection Authorization

Future charges to a saved payment method may be initiated only within a valid authorization provided for the plan. Charges must be limited to the amounts and dates disclosed in the plan or later changes separately approved by the Customer.

4. Failed or Late Payments

If a payment fails, the system may retry the charge or request an alternative payment method. Retry timing, any access or membership suspension, plan termination and the effect on the remaining balance are determined by the Organizer's disclosed plan terms and any non-waivable requirements.

Gobuyevent does not independently impose interest, penalties, default fees or new financing terms on behalf of the Organizer. Any such Organizer charge must be legally permitted and clearly disclosed before the Customer accepts the plan.

5. Cancellation, Refunds and Ticket Transfer

Unless the event is cancelled, payments already made under the plan are non-refundable and the ticket/product is non-refundable, except where a non-waivable rule requires otherwise. The Customer may transfer a valid ticket to another person through the supported transfer method, subject to event-specific identity, age, membership, venue and security requirements.

A ticket transfer does not automatically transfer or release the original Customer's remaining installment obligations. Any assumption of future payments by the transferee requires the Organizer's express approval and any required update to the payment authorization.

If the event is cancelled, the Organizer is responsible for the refund obligations associated with its plan. Any remaining scheduled installments should cease when the cancellation is processed, and approved refunds are routed according to the original payment flow where technically possible.

6. Payment Provider and Card Security

Card transactions are processed by a licensed bank, card processor or payment service provider integrated by Gobuyevent or the Organizer. Gobuyevent does not store full payment card details. Gobuyevent may receive limited tokenized or transaction metadata needed to operate the plan, support transactions, prevent fraud and maintain records.

7. Data Sharing

Information required for plan administration may be shared with the Organizer, applicable payment provider and technical service providers. Gobuyevent may also share information with companies within the Gobuyevent group, including GPM Invest & Trade Inc. and BBPAF LTD, where reasonably necessary for operations, support, fraud prevention, security, accounting, compliance and analytics, subject to applicable data-protection requirements.

8. Notifications

Payment due dates, failed collection, plan updates and access effects may be communicated by registered email, SMS, app notification or account message. The Customer is responsible for keeping contact details current.

9. Priority and Contact

If these Additional Payment Terms directly conflict with a more specific and more recent transaction-specific plan term, the more specific term applies, subject to any non-waivable requirement.

Questions: collab@gobuyevent.com.